super strategies
Access the right strategy for your personal and business superannuation.
A. Personal super
Choosing the right superannuation strategy can make a huge difference to the quality of your retirement. The new super rules brought into play by the government in 2007 give you greater choice – and increase the need to understand your choices.
Should you sacrifice salary? Take advantage of the government co-contribution scheme? Switch super funds? Set up your own self managed super fund?
These are just the tip of the proverbial iceberg. What can help is:
- Professional advice. Our advisers are well qualified and highly experienced in creating tailor made superannuation strategies.
- Advice from someone you can trust. At Premium we do not sell our own super funds – just recommend the best ones for you.
- Someone to help you manage your funds. There are many poorly managed and poorly performing self managed super funds out there. We can provide an additional level of scrutiny to help reassure you that you’ve made the best possible choice.
In essence it comes down to working with you in a supportive manner.
B. Business super
Managing your business’s super fund can be challenging. It can eat up time, money and your patience. However, done well it can be a real asset to your business:
- A high quality super fund can help attract and retain employees. Employees are justifiably concerned about their financial future. A well structured super plan demonstrates your commitment to your staff and encourages them to be more loyal to you.
- The better you structure your fund the easier it will be to administer. This will benefit both your business and your stress levels.
Talk to us about how we can ease the super burden and maximise the benefits.